The films are aimed at showing younger people how to avoid the debt trap and the attendant debt worries which come with spending too much on the credit cards and living for today when tomorrow is about to arrive in the shape of credit card bills, late payment demands and summonses to court. The films are in response to a study by YouthNet who looked at 16-24 year olds and suffered mental health issues due to financial worries. The films look at two young adults who find themselves slipping into the spiral of debt. In one instance, an unforeseen overdraft of just £1 leads to a total debt of over £600 as fees and charges are added and mount up while the young man continues to ignore warning letters. Ultimately, it is when he seeks advice from the CAB that he is able to to practically deal with the situation and get on with his life free from the worry and stress the situation created.
At that time I was experiencing all kinds of emotions, sometimes I was sad beyond words, others I was angry or felt guilty (after all I was a Mum I should have been able to make this right) I had times of total disbelief and others of inconsolable grief and despair. All part of the process of dealing with the unthinkable.
I was so lucky to have a good grounding in mental health and wellness, given my past training plus a wonderful support network, yet some days were just plan hard. Over time I had the odd better moment, then maybe a day when I didn't cry, eventually I had more good days than sad days, and finally life took on a new normal. I had chosen to live my life. In fact my son had set a fabulous example he had lived a life of joy and enthusiasm.
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